[online-shopper-v2-widget align="right"]

Who Has the Best Car Loan Rates?

The answer to this common question will depend on the kind of car you’d like to purchase, as well as your current financial situation. You might just as well ask: “Who has the best car loan rates for me?” Although it’s possible to secure an auto loan through lenders like MyAutoLoan, or through your trusted bank, many drivers have good luck securing a loan at the dealership where they buying the car!

Thinking of applying for a loan with Reeves Volkswagen? Contact our finance department today to learn more about your options.

What is the Current Interest Rate for Car Loans?

Car loans always vary depending on the credit score of the buyer. If you know your credit score, you can make a fair estimate of how much you’ll be paying by checking the average auto financing rate, below:

  • Excellent Credit (850 – 740)
    • 3.2% interest rate
  • Average credit (739 – 680)
    • 4.5% interest rate
  • Sub-par credit (680 and Below)
    • Average ranges from 6.5 – 12.9% interest rate

In general, you can expect higher credit scores to translate directly to lower interest rates. That said, if you’re struggling with less-than-perfect credit, you should take care to avoid despair. Many lenders will work with drivers to help them find a loan that fits their budget.

2019 Volkswagen Atlas

Car Loans and How to Get One

So, what is a good car loan rate? Once again, the answer depends on your credit. With excellent credit, your idea of “Good” could be as low as 3.2%! If your credit is lower than you’d like it to be, you might consider a loan to be “Good” even if your rate is much higher.

Ultimately, the most important thing to remember is that it’s OK to shop around–within reason. Making a large number of applications could damage your credit unless you make them in quick succession. Still, it’s important to compare a few offers to make sure that you’re getting the best deal.

What will you need to have when you apply? Most locations will ask you for each of the following:

  • Driver’s license and Social Security number
  • Employment verification
  • Proof of income
  • Proof of assets

Here at Reeves Volkswagen, we’ve made it easy to apply for financing online. Of course, we’re always happy to see drivers who decide to visit us in person, too!

2019 Volkswagen Atlas sunroof

Let Reeves Volkswagen Help You Finance!

Do you still have questions about auto financing in Tampa? Even if you don’t end up shopping with us, we’re happy to help you compare leasing vs. financing or explore optional protections like GAP insurance.

If you’re already set on driving with Volkswagen, check out our current VW lease and finance offers today! When you get the rate you want with one of our incentives, you could be driving home to Clearwater or St. Petersburg in no time!

Learn More from Reeves Volkswagen

  • Upcoming Car Shows in Tampa, FL

    Searching for the best car shows in Tampa? You’ve come to the right place. The team Reeves Volkswagen knows just about everything there is to know about new cars and hot rods, whether they’re from Volkswagen or some other popular make! Explore our favorite new car shows in Tampa for find a cruise-in classic car show…

  • Meet the All-New 2019 Volkswagen Arteon Flagship Sedan

    The 2019 Volkswagen Arteon Delivers the Brand’s Most Luxurious Option Yet What is a flagship vehicle, exactly? Simply put, it represents the highpoint of a what a particular automaker has to offer in terms of luxury, comfort, performance, and tech. On that note, we’re excited to announce that VW has just launched an entirely new…

  • 2019 Volkswagen Tiguan Performance Specs

    The 2019 VW Tiguan is known for its spacious and flexible interior, but of course, there’s just as much to love under the hood as there is inside the cabin! Take a closer look at the Volkswagen Tiguan performance specs with Reeves Volkswagen before you get behind the wheel. Once you’ve seen how it handles the…

Saved Vehicles ×


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us ×

(813) 499-2247

Call Now

11337 N Florida Ave • Tampa, FL 33612

Get Directions

Today's Hours:

Open Today! Sales: 8:30am-8pm

Open Today! Service: 7am-7pm

Open Today! Parts: 7am-6pm

Reeves Volkswagen

11337 N Florida Ave Tampa, FL

Phone: (813) 499-2247



Phone: (855) 243-5708

11337 N Florida Ave Tampa, FL


Phone: (813) 499-2247

11337 N Florida Ave Tampa, FL


Phone: (813) 375-3500

11337 N Florida Ave Tampa, FL
28.0535313 -82.4589577
[schema type="organization" orgtype="LocalBusiness" url="www.reevesvw.com" name="Reeves Volkswagen" description="" street="11337 N Florida Ave" city="Tampa" state="FL" postalcode="33612" country="United States" email="bdcsales@drivereeves.com" phone="(813) 499-2247" logo="https://di-uploads-development.s3.amazonaws.com/reevesvolkswagen/uploads/2017/05/Open_Graph_Reeves_Volkswagen.jpg"]
Reeves Volkswagen
Reeves Volkswagen
11337 N Florida Ave
Tampa, FL, 33612 United States
(813) 499-2247
Reeves Volkswagen 28.0535313, -82.4589577.